Fair Isaac Stock Analysis

Fair Stock Analysis Notes

About 92.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 1.25. Fair Isaac recorded earning per share (EPS) of 27.01. The entity last dividend was issued on the 1st of March 2017. The firm had 3:2 split on the 11th of March 2004. Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. Fair Isaac operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 3367 people. To learn more about Fair Isaac call William Lansing at (406) 982-7276 or check out https://www.fico.com.

Fair Isaac Investment Alerts

Fair Largest EPS Surprises

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Fair Isaac Environmental, Social, and Governance (ESG) Scores

Fair Stock Institutional Investors

Note, although Fair Isaac's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fair Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 32.2 B.

Fair Profitablity

The company has Profit Margin (PM) of 0.32 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.46 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.46.

Management Efficiency

Fair Isaac has return on total asset (ROA) of 0.3476 % which means that it generated a profit of $0.3476 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3562 %, meaning that it created $0.3562 on every $100 dollars invested by stockholders. Fair Isaac's management efficiency ratios could be used to measure how well Fair Isaac manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Fair Isaac's Return On Tangible Assets are very stable compared to the past year. As of the 7th of February 2026, Return On Capital Employed is likely to grow to 0.86, though Return On Equity is likely to grow to (0.41). At this time, Fair Isaac's Debt To Assets are very stable compared to the past year. As of the 7th of February 2026, Return On Assets is likely to grow to 0.33, while Other Current Assets are likely to drop about 24.8 M.

Technical Drivers

As of the 7th of February, Fair Isaac shows the Variance of 5.23, standard deviation of 2.29, and Mean Deviation of 1.72. Fair Isaac technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Fair Isaac Price Movement Analysis

Fair Isaac Insider Trading Activities

Fair Isaac Outstanding Bonds

Fair Isaac Predictive Daily Indicators

Fair Isaac Corporate Filings

Fair Isaac Forecast Models

Fair Isaac's time-series forecasting models are one of many Fair Isaac's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Fair Isaac's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Fair Isaac Bond Ratings

Fair Isaac financial ratings play a critical role in determining how much Fair Isaac have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Fair Isaac's borrowing costs.

Fair Isaac Debt to Cash Allocation

Fair Isaac currently holds 3.07 B in liabilities with Debt to Equity (D/E) ratio of 8.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Fair Isaac has a current ratio of 1.21, suggesting that it is not liquid enough and may have problems paying out its financial obligations when due. Note, when we think about Fair Isaac's use of debt, we should always consider it together with its cash and equity.

Fair Isaac Total Assets Over Time

Fair Isaac Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Fair Isaac uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Fair Isaac Debt Ratio

156.0

It appears that most of the Fair Isaac's assets are financed through debt. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Fair Isaac's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Fair Isaac, which in turn will lower the firm's financial flexibility.

Fair Isaac Corporate Bonds Issued

Fair Net Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how Fair Isaac prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Fair shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Fair Isaac. By using and applying Fair Stock analysis, traders can create a robust methodology for identifying Fair entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Fair analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Fair analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Fair Isaac stock analysis indicators help investors evaluate how Fair Isaac stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Fair Isaac shares will generate the highest return on investment. By understating and applying Fair Isaac stock analysis, traders can identify Fair Isaac position entry and exit signals to maximize returns.

Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private. To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

Understanding Fair Isaac requires distinguishing between market price and book value, where the latter reflects Fair's accounting equity. The concept of intrinsic value - what Fair Isaac's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Fair Isaac's price substantially above or below its fundamental value.

Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Fair Isaac's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.